CLOSING BELL | FRIDAY, MARCH 13, 2026
Q4 2025 GDP — SECOND ESTIMATE — BEA
0.7%

SEVEN
TENTHS

America's Q4 GDP growth was revised down today — from an initial 1.4% to 0.7%. The weakest quarter since 2020. Oil is at $103. Inflation at 3.1%. The Fed cannot move. This is what stagflation looks like from the inside.

MARKETS AT THE BELL
S&P 500 6,632 −0.6%
DOW JONES 46,558 −0.3%
NASDAQ 22,105 −0.9%
BRENT CRUDE $103.14 DAY 13
WTI CRUDE $98.71 +3.1%
10Y YIELD 4.28% FLAT
S&P FROM PEAK −6.6% MAR 3 HIGH
S&P WTD LOSS −1.6% 3RD DOWN WK

Q4 2025 GDP — THREE REVISIONS — BUREAU OF ECONOMIC ANALYSIS

The growth that wasn't.

The BEA released its second estimate of Q4 2025 GDP this morning: 0.7% annualized growth — a dramatic downward revision from the initial 1.4% reading and less than a fifth of Q3's 4.4% pace. The primary drag was a record 43-day government shutdown in October–November 2025, which subtracted 1.16 percentage points from growth. Consumer spending slowed from 3.5% to 2.0%. For all of 2025, the economy grew 2.1% — the weakest annual pace since the 2020 pandemic year.

Q3 2025
4.4%
Strong growth / Pre-shutdown
Q4 2025 — Initial
1.4%
First estimate — Jan 2026
Q4 2025 — Revised ← TODAY
0.7%
Second estimate — March 13, 2026
Source: CNBC / Fourth-Quarter GDP Revised Down to 0.7% →

STAGFLATION — THE DEFINING CONDITION OF 2026

Two forces. Zero escape.

Stagflation is the most difficult economic condition for policymakers to navigate: slow growth cannot be fixed with rate cuts because inflation is too high; inflation cannot be fought with rate hikes because growth is already collapsing. The Fed is trapped. Today's GDP revision confirmed it.

GDP GROWTH
0.7%
Weakest quarter since 2020
THE FED
RATE: 3.50–3.75%
CAN'T CUT
CAN'T HIKE
CORE PCE
3.1%
100 bps above the 2% target
Source: Financial Content / The Stagflation Vise →

WEEK IN REVIEW — CLOSING PRICES — FRIDAY MARCH 13, 2026

The week's verdict.

Three straight weeks of losses for the S&P 500. The index set its 2026 closing low on Friday, touching 6,632 — down 6.6% from the March 3 intraday high of ~7,100 that marked the peak before the Hormuz crisis. Every sector tied to discretionary spending or technology extended losses. Every analyst knows next week is even more consequential.

INDEX CLOSE DAY WEEK
S&P 500 6,632 −0.61% −1.60%
DOW JONES 46,558 −0.26% −2.00%
NASDAQ 22,105 −0.93% −1.30%
BRENT CRUDE $103.14 +2.67% +43%
WTI CRUDE $98.71 +3.11% +37%
10Y TREASURY 4.28% +0.01 +0.12
BITCOIN $71,395 +2.4% +1.1%
Source: CNBC / Stock Market News March 13, 2026 →

HORMUZ STRAIT — DAY 13 — CRUDE OIL CLOSING MARK

BRENT CRUDE
$103.14
Global benchmark — 2nd session above $100 since Aug 2022
$72 → $103 since Feb 28 (+43%)
BRENT
VS
WTI
WTI CRUDE
$98.71
US benchmark — approaching the triple-digit threshold
$70 → $98 since Feb 28 (+37%)

The Strait of Hormuz remains closed on Day 13 of the Iran closure. Iran's supreme leader Mojtaba Khamenei declared the closure "non-negotiable." The IEA's 400-million-barrel emergency release — the largest in history — did not meaningfully move prices. Analysts at Goldman Sachs model $150 per barrel if the closure extends through April, a scenario the market has begun pricing into energy futures.

Source: Al Jazeera / Oil Stays Above $100 — Hormuz →

EARNINGS SIGNALS — ULTA BEAUTY & DOLLAR GENERAL — CONSUMER STRESS

Two bellwethers. One message.

ULTA
−8%
Ulta Beauty
"Consumers are increasingly discerning with their purchases as they focus on affordability, with rising global conflicts potentially impacting spending."
— CEO Kecia Steelman, Q4 2025 Earnings Call
EPS Beat $8.01 vs $7.15
Net Income −9.3% YoY
FY27 Comp Sales Guide 2.5–3.5% (cut)
DG
−4.6%
Dollar General
"Value, value, value. That's what the consumer needs right now. Gas is up 20% since the Iran conflict began. SNAP cuts removed assistance from 4 million Americans."
— CEO Todd Vasos, FY2026 Guidance Call
SS Sales Guide FY26 2.2–2.7% (miss)
Gas Price Impact +20% since Feb 28
SNAP Cut Impact 4M Americans lost aid
Source: 24/7 Wall St. / Ulta Beauty Tumbles 8% →

S&P 500 — 2026 LOW — CLOSING PRICE CONFIRMED

MARCH 3 INTRADAY PEAK ~7,100
−6.6% 8 TRADING SESSIONS
CLOSE — MARCH 13, 2026 6,632 2026 CLOSING LOW — SHARP PULLBACK
From Jan 28 High (7,002) −5.3% (not yet correction)
From March 3 Intraday Peak ~−6.6% in 7 sessions
Key Support Level ~6,582 (now broken)
Next Major Support ~6,400 (200-day MA region)
Source: The Motley Fool / S&P 500 Closes at 2026 Low →

CRYPTO — BITCOIN — DECOUPLING WEEK 3 — ETF INFLOWS

The one trade that worked this week.

While every major equity index declined, Bitcoin rose for a third consecutive week against falling stocks. US spot Bitcoin ETFs attracted $529 million in net inflows — the third straight week of positive flows. The correlation between Bitcoin and the S&P 500, which had been near 0.7 through February, has fractured. Treasuries Secretary Bessent's comments on digital asset regulation catalyzed institutional buying.

BITCOIN PRICE $71,395 +2.4% on the session
ETF NET INFLOWS $529M 3rd consecutive week
CORRELATION TO SPX BROKEN 0.7 in Feb → near zero today
S&P 500 TODAY −0.6% Anti-correlation confirmed
Source: CoinDesk / Bitcoin Outperforms Stocks →

FEDERAL RESERVE — FOMC MARCH 17–18, 2026 — FOUR DAYS

DAYS UNTIL DECISION
4
CURRENT RATE 3.50–3.75%

Powell's last meeting.

Markets assign 92% probability to a hold — the seventh consecutive meeting with no change. But the real story is the new economic reality Powell must address: GDP at 0.7%, oil at $100+, inflation at 3.1%. His press conference on Wednesday, March 18 at 2:30 PM ET will set the macro narrative for the next two months. Kevin Warsh assumes the Chair role on May 15.

Hold Probability 92% — CME FedWatch
Cut Probability 8%
2026 Total Cuts Priced ~20 bps
PPI Data March 18 — 8:30 AM ET
New Chair Kevin Warsh — May 15, 2026
Source: CME FedWatch / March 2026 Meeting →

PRIVATE CREDIT — MORGAN STANLEY — $2.2B FUND — REDEMPTION QUEUE

The door is smaller than the queue.

Morgan Stanley's $2.2 billion private credit fund honored just 45.8% of redemption requests — leaving more than half the exit queue unfulfilled. The fund's 5%-per-quarter redemption cap, once a sensible liquidity management tool, is now a structural chokepoint as institutional investors attempt to exit private markets simultaneously with public market stress.

REDEMPTION REQUESTS FULFILLED
45.8% honored | 54.2% in queue
Fund Size $2.2 billion
Quarterly Cap 5% per quarter
Unfulfilled Requests ~54%
Market Signal Institutional exit pressure
Source: Benzinga / Morgan Stanley Private Credit Fund →

SECTOR DIVERGENCE — WAR ECONOMY ROTATION — WEEK-TO-DATE

The market split along an oil seam.

The Iran energy shock has created a binary market: things that touch oil, fertilizer, and chemical inputs surged. Everything tied to consumer spending, technology, or financial services fell. Over $1.3 trillion in technology and AI market cap evaporated this week alone. CF Industries hit a new all-time high.

LEADING ↑ WTD
XLE Energy SPDR
+12.1%
CF CF Industries · ATH $132.60
+13.4%
CE Celanese Corp
+13.1%
XLB Materials SPDR
+3.6%
LAGGING ↓ WTD
XLC Consumer Disc
−6.0%
XLF Financials SPDR
−5.3%
XLK Technology SPDR
−4.1%
ADBE Adobe · CEO Departs
−22% YTD
Source: Benzinga / Sector Impact — Hormuz →

NEXT WEEK — MARCH 16–20, 2026 — THREE CATALYSTS

The most important week of the quarter.

Three back-to-back events will determine whether the market finds a floor or accelerates its decline. A Fed decision on Wednesday, PPI inflation data the same morning, and the largest options expiration of Q1 on Friday. Markets enter next week with maximum fragility.

TUE–WED / MAR 17–18
FOMC RATE DECISION
92% hold. Powell's press conference (Wed 2:30 PM ET) is the critical moment — how will the Fed frame stagflation, oil passthrough, and the GDP revision? Kevin Warsh takes over in 63 days.
HOLD
92%
WED / MAR 18 — 8:30 AM ET
PRODUCER PRICE INDEX
PPI will capture the first leg of oil cost passthrough to producers. If PPI surges, it pre-empts any dovish Fed signal before the 2 PM decision. The dual release makes Wednesday the highest-stakes market day of Q1 2026.
HIGH IMPACT
FRI / MAR 20
TRIPLE WITCHING
Simultaneous expiration of stock options, index futures, and index options. Estimated notional exposure exceeds $4 trillion. Triple witching during a correction historically amplifies moves in both directions. Expect outsized volatility.
$4T+ NOTIONAL
Source: CME Group / March 2026 Calendar →
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